IMMEDIATE STEPS
As the spread and impact of COVID-19 is still an unknown, the EDC recommends employers and selfemployed individuals to take the following action steps:

1. CONTACT YOUR INSURANCE PROVIDER- Do you have business interruption insurance? If so, you may have coverage that supplements any income or sales loss during thistime.

2. TRACK LOSSES- During moments of disruption it is important to track any loss your business may have incurred as programs designed to assist cash flow needs and access to capital depend on accurate counts of economic injury or production loss.

3. DO YOU HAVE PERFORMANCE BASED CONTRACTS WITH YOUR SUPPLIERS OR CUSTOMERS? - reviewing your current contracts and obligations will clarify limitations of liability and force majure.

4. HAS YOUR BUSINESS EXPERIENCED DISRUPTION OR CONCERN IN THE FOLLOWING AREAS?

• Supply chain disruption and liability
• Questions or concerns about the implications of tariffs
• Technology plans for setting up remote work stations for employees
• Concerns about cash flow during disruption
• Concerns about credit and finance issues
• Concerns about force majure

5. NO-COST BUSINESS CONSULTING IS AVAILABLE!
For businesses that have experienced the following concerns or disruptions our EDC SBDC Advisors can assist providing guidance during this time. Please contact the EDC office at 805.408.9159 to request an appointment.

RESOURCES FOR EMPLOYERS AND EMPLOYEES IN VENTURA COUNTY
ASSISTANCE FOR EMPLOYERS
WORK SHARING PROGRAM- Employers experiencing a slowdown in their businesses or services as a result of the Coronavirus impact on the economy may apply for the UI Work Sharing Program through the EDD. This program allows employers to seek an alternative to layoffs - retaining their trained employees by reducing their hours and wages that can be partially offset with UI benefits. Workers of employers who are approved to participate in the Work Sharing Program receive the percentage of their weekly Unemployment Insurance benefit amount based on the percentage of hours and wages reduced, not to exceed 60 percent. 

EXTENSION FILING PAYROLL TAX - Employers statewide directly affected by the new coronavirus (COVID- 19) may request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit payroll taxes without penalty or interest. This extension may be granted under Section 1111.5 of the California Unemployment Insurance Code (CUIC). A written request for extension must be received within 60 days from the original delinquent date of the payment or return. 

ASSISTANCE FOR EMPLOYEES
UNEMPLOYMENT INSURANCE- Individuals who have had their hours reduced or have lost their job through no fault of their own may be eligible for unemployment benefits. Learn more by visiting the EDD website. NOTE: Governor’s Emergency Proclamations waive the non-payable one-week waiting period for regular UI benefit payments to eligible individuals affected by current disasters. This means individuals can be paid benefits for the first week they are unemployed due to the disaster.

DISABILITY INSURANCE- Individuals who are unable to work due to having or being exposed to COVID-19 (certified by a medical professional) can file a Disability Insurance (DI) claim. Disability Insurance provides short-term benefit payments to eligible workers who have full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50 - $1,300 a week.

PAID FAMILY LEAVE- Californians who are unable to work because they are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional) can file a Paid Family Leave (PFL) claim . Paid Family Leave provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50 - $1,300 a week.

Download the full business resource guide here

HEALTH OFFICER ORDER FOR THE CONTROL OF COVID-19 DIRECTING VULNERABLE INDIVIDUALS LIVING INTHE COUNTY TO SHELTER AT THEIR PLACE OF RESIDENCE, RESTRICTIONS OF CERTAIN BUSINESSES, AMONG OTHER ORDERS DATE OF ORDER: MARCH 17, 2020
 
Please read this Order carefully. Violation of or failure to comply with this Order is a misdemeanor punishable by fine, imprisonment, or both, pursuant to Health and Safety Code section 120295 et seq.
 
WHEREAS, the intent of this Order is to strengthen the steps the County of Ventura has already taken to protect our residents and particularly the most vulnerable in our population from COVID-19; and
 
WHEREAS, on March 15, 2020 Governor Gavin Newsom announced that California is taking additional measures to protect those most at risk of serious, life-threatening complications from COVID-19, including urging those most vulnerable to COVID-19 to socially isolate at home, such as people age 65 and older and those with underlying medical conditions that make them more susceptible to serious illness from the coronavirus; and
 
WHEREAS, the intent of this Order is to ensure that specified individuals self-isolate in their places of residence to the maximum extent feasible to slow the spread of COVID-19 to the maximum extent possible, and all provisions of this Order should be interpreted to effectuate this intent; and
 
WHEREAS, social isolation is considered useful as a tool to control the spread of pandemic viral infections; and
 
WHEREAS, social isolation is the shared responsibility of all individuals in the County; and
 
WHEREAS, this Order is issued based on evidence of increasing occurrence of COVID-19 within the County and scientific evidence that the age, condition, and health of a significant portion of the population of the County places it at risk for serious health complications, including death, from COVID-19; and
 
WHEREAS, the scientific evidence shows that at this stage of the emergency, it is essential to slow virus transmission as much as possible to protect the most vulnerable and to prevent the health care system from being overwhelmed and that one proven way to slow the transmission is to limit interactions among people to the greatest extent practicable;
 
WHEREAS, by reducing the spread of the COVID-19 virus, this Order also helps preserve critical and limited healthcare capacity in the County; and
 
WHEREAS, this Order comes after the release of substantial guidance from the Centers for Disease Control and Prevention, the California Department of Public Health, and other public

health officials throughout the United States and around the world, including a variety of prior orders to combat the spread and harms of COVID-19;
 
NOW, THEREFORE, PURSUANT TO SECTIONS 101040, 101085 AND 120175 OF THE HEALTH AND SAFETY CODE, IT IS HEREBY ORDERED AS FOLLOWS:

1. All individuals currently living within Ventura County, equal to or older than 75 years of age, or equal to or older than 70 years of age with an active or unstable comorbidity, are ordered to shelter at their place ofresidence from March 18, 2020 to April 1, 2020. To the extent such individuals are using shared or outdoor spaces, they must at all times as reasonably possible maintain physical distancing of at least six feet from any other person. Exceptions shall only exist as necessary to seek medical care, nutrition, or to perform essential work in healthcare or government.  
2. All permanent food facilities, as defined by Health and Safety Code § 113849, may only prepare and offer food that is provided to customers via delivery service, via pick-up for takeout dining, and via drive-thru. Bars and nightclubs that offer food to consumers may remain open only for purposes of continuing to prepare and offer food to consumers via delivery service, via pick-up, or via drive-thru. Permanent food facilities that provide and offer food to consumers for pick up must require patrons or groups of patrons who are ordering food and beverages to be and remain at least six (6) feet apart from each other while inside the facility.
3. The following types of businesses are ordered to close (March 18, 2020 to April 1, 2020):
   1. Bars and nightclubs that do not serve food.
   2. Movie theaters, live performance venues, bowling alleys, and arcades.
   3. Gyms, and fitness centers, and aquatic centers.
   4. Wineries, breweries, and tap rooms that provide tastings.
4. This Order is issued in accordance with, and incorporates by reference, the March 4, 2020 Proclamation ofa State of Emergency issued by Governor Newsom, the March 12, 2020 Declaration of Local Health Emergency issued by the Health Officer, the March 17, 2020 Resolution of the Board of Supervisors of the County of Ventura Proclaiming a Local Emergency and Ratifying and Extending the Declaration of a Local Health Emergency, the March 12, 2020 State of California Executive Order N-25-20, and the March 16, 2020 California Department of Public Health guidance on Retail Food, Beverage, and Other Related Service Venues.
5. The violation of any provision of this Order constitutes a threat to public health. Pursuant to Government Code sections 26602 and 41601 and Health and Safety Code section 101029, the Health Officer requests that the Sheriff and all chiefs of police in the County ensure compliance with and enforce this Order.
6. This Order shall become effective at 12:01 a.m. on March 18, 2020 and will continue to be in effect until 11:59 p.m. on April 1, 2020, or until it is extended, rescinded, superseded, or amended in writing by the Health Officer.
7. The Health Officer will continue to assess the quickly evolving situation and may issue additional Orders related to COVID-19.
8. Copies of this Order shall promptly be: (1) made available at the County of Ventura Public Health Office at 2240 East Gonzalez Road, ste. 210, Oxnard, California 93036; (2) posted on the County Public Health Department website (available at www.vchca.org/ph}; and (3) provided to any member of the public requesting a copy of this Order.
9. If any provision of this Order or the application thereof to any person or circumstance is held to be invalid by a court of competent jurisdiction, the reminder of the Order, including the application of such part or provision to other persons or circumstances, shall not be affected and shall continue in full force and effect. To this end, the provisions of this Order are severable.

 
IT IS SO ORDERED:

Robert Levin, M.D.
Ventura County Health Officer
Dated: March 17, 2020

The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to California small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19), SBA Administrator Jovita Carranza announced today. SBA acted under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, to declare a disaster following a request received from Gov. Gavin Newsom’s designated representative, Director Mark S. Ghilarducci of the Governor’s Office of Emergency Services on March 13, 2020.
 
The disaster declaration makes SBA assistance available in a number of California counties, including Ventura County and Los Angeles County. 

“SBA is strongly committed to providing the most effective and customer-focused response possible to assist California small businesses with federal disaster loans. We will be swift in our efforts to help these small businesses recover from the financial impacts of the Coronavirus (COVID-19),” said Administrator Carranza.
 
SBA Customer Service Representatives will be available to answer questions about SBA’s Economic Injury Disaster Loan program and explain the application process.
 
“Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred,” said Carranza.
 
“These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing,” Carranza added.
 
Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship.
 
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.
 
The deadline to apply for an Economic Injury Disaster Loan is Dec. 16, 2020.

For more information about Coronavirus, please visit: Coronavirus.gov.

For more information about available SBA resources and services, please visit: SBA.gov/coronavirus.

Contributed by Karen Gabler, LightGabler Law

With the recent COVID-19 school closures occurring throughout the state, we can expect that a number of employees will request to work from home or take time off work while their children are out of school.
For employees who want to work remotely, but do intend to keep working their regular schedules, employers should consider granting the request on a temporary basis as a courtesy to employees who could reasonably perform their work at home, even if remote work is not typically permitted. When permitting remote work, implement a temporary remote work agreement specific to COVID-19 conditions, to be clear that this is not a long-term option. LightGabler can assist with preparing this agreement for you.
For employees who cannot work remotely but want to take time off work, or work a reduced schedule at home for school closure purposes, here are the relevant employment law standards in considering this request:

• Sick Leave: Employees are entitled to use their sick time for family care purposes. However, sick leave does not apply to caring for a child unless that child is ill, injured or has other medical needs.
• Vacation Leave: Employees may use vacation time for any personal reasons. While most employers have specific advance notice requirements when employees request vacation, consider waiving those notice requirements for your workers at this time of crisis and allowing them to take vacation immediately. Employees can be expected to apply available vacation to personal time off before taking unpaid time off; this is a business decision for the company (but make sure you are consistent with all employees).
• PTO: PTO (combined sick and vacation leave) policies must comply with the rules of both sick leave and vacation leave. PTO may be used entirely for vacation purposes, so it would be available to the employee in the same manner noted in the “vacation leave” paragraph above.
• School Leave: For employers with at least 25 employees, the company must grant unpaid “school leave” in child care emergency situations (which would include unexpected school closures). The maximum leave available is 40 hours per school year, at a rate of no more than eight hours per month. While employees who want to take full time off would use up this time almost immediately, some employees may use this in increments if they have available child care options but must arrive late or leave early to work within those child care schedules. For employees who want to work remotely, consider allowing remote work if at all possible, or grant non-working time off if working from home is not possible.
• Unpaid personal time off: Employers may not typically provide unpaid personal time off, but may consider doing so during mandatory school closures related to a public health crisis. It is a difficult time for everyone involved, and it is advisable to allow employees to take unpaid personal time off to self-quarantine and/or to care for a child at home during a school closure. When doing so, employers can remind employees that unpaid personal leave typically is not granted but is being implemented as a courtesy during this crisis period.
• Negative time off balances: Some companies are granting employees the right to “go negative” on their available sick, vacation and PTO balances, even if this is not typically permitted. This is acceptable and a reasonable courtesy to grant at this time. Remember that you cannot deduct negative balances from final pay if an employee leaves with a negative balance on the books, so this may turn out to be a gift to employees who leave before recovering the negative time.

For any specific questions, reach out to Karen Gabler via EMAIL.

​Business and Community Members,

As we all work to transition toward the guidelines set out by the CDC in terms of “social distancing” in an effort to fight Coronavirus (COVID-19), the Simi Valley Chamber of Commerce is diligently watching the situation and working with local, state and federal agencies to ensure that we are up to date on the situation at hand. At this time, I wanted to update you on a few changes regarding your Chamber office.

Effective immediately, the Chamber office will be closed to the public until further notice, but please note that our phones are open and ready to take your calls and to continue to serve you.  Please callus at 805-526-3900. 

We have decided to suspend all Chamber programs, events, committee meetings and ribbon cuttings until further notice. Our office staff will be working remotely, but are fully available should you need assistance or have questions. If you need immediate Chamber services, please contact us at the following information:

Kathi Van Etten, President & CEO - kathi@simichamber.org
Samantha Shapiro, Director of Operations & Government Affairs - samantha@simichamber.org
Amy Corneau, Director of Member Relations – amy@simichamber.org
John Tolson, Director of Membership – john@simichamber.org
Layma Askarzoi, Director of Tourism – layma@simichamber.org
Alexandra Perez, Marketing & Events Coordinator – alex@simichamber.org
Tricia Johnston, Administrative Coordinator – info@simichamber.org

We are receiving weekly briefings from the US Chamber, regular updates from CalChamber, and are monitoring all local and county agencies for updates and changes. We are also working closely with other Chambers across the country to ensure that we are in line with best practices and bringing the most opportunities and ideas to help our business community through this incredibly challenging time.

We will distribute information as we receive it via our weekly e-blast, our Facebook page, and our website. Please visit www.simivalleychamber.org/coronavirus-resources.html for the latest resources.

In addition, we are in the process of compiling a list of local grocery stores, pharmacies, and restaurants that are available to support and serve our residents. We encourage you to share this information with any business professional, chamber member or not, that might require these types of updates. They can email me directly to be added to the distribution list. We are here to support the entire business community!

We are, no doubt, in the midst of unprecedented challenges, but we are ready to tackle them to help YOU through this difficult time. If you have questions or concerns, please do not hesitate to reach out to me directly. 

Thank you.

Kathi Van Etten
President/CEO
Simi Valley Chamber of Commerce

As news continues to emerge about the COVID-19 virus in Ventura County and throughout the United States, the Simi Valley Chamber of Commerce is monitoring the issue to best respond to the ever-changing details and impact. In addition to the closure of businesses, schools and organizations, one of the more significant impacts of COVID-19 will be reduced economic activity in our City and region.
In response to the CDC and Ventura County Public Health guidelines about social distancing, the Simi Valley Chamber of Commerce made the decision to cancel various networking events in March. The businesses that operate in Simi Valley do more than just work here; business owners and employees live here and raise their families here. Our concerns are first and foremost focused on the health and safety of our community.
As a champion for our community and a catalyst of business growth, the Simi Valley Chamber of Commerce is concerned about the impacts this situation will have on our local businesses. We are focused on promoting and supporting the business community in this time of need. Times like these are when communities can and must rally together and help each other to get through the challenge. As we all make our personal decisions on how to proceed in the next weeks and months, we encourage everyone to consider the following to support the business community:

• Do your part to ensure the health of our community. Follow the guidelines of good hygiene and preventative measures set out by the CDC and look to public health officials for guidance.
• Healthy individuals should continue to live, work and participate in or community. Continue to support local restaurants and shops as it permits. If you are not comfortable dining out, consider ordering to-go or utilizing delivery services.
• Keep your subscription and/or membership services active, such as gyms, exercise classes, music lessons, massage services, etc. Many small businesses rely on these memberships and will appreciate the continued support.
• If resources permit, continue to support your preferred community and charitable organizations, as the demand for their services will likely increase in the next couple of weeks.
• Reach out to business owners and employees and ask how you can help support their business in this time of need.

Many businesses in the community have made significant changes to their operations to ensure the health and safety of both employees and customers, including extra cleaning, changes in customer contact protocol, and flexible work environments regarding employee health. 
If you are a business owner or manager and are looking for resources to stay current on new recommendations and best practices, visit the Coronavirus Resource page on the Chamber’s website (https://www.simivalleychamber.org/coronavirus-resources.html).   As we identify credible, reliable information, we will continue to update this page.
Over the next few weeks, we must be prepared to adapt to these ever-changing conditions and come together to support one another. We are confident that by approaching this situation in a calm, fact-based manner, the Simi Valley community will emerge stronger than ever.  

Kathi Van Etten
President/CEO
Simi Valley Chamber of Commerce